Overview
Overview
Capturing IP data at login and transaction events allows the system to flag suspicious locations, Tor exit nodes, and unexpected domestic hops.
This forms a critical signal for account takeover defense.
Security Capability
IP tracking
Fortify account security by cross-referencing activity against IP geolocation, proxy usage, and historical norms.
Modular delivery. Launch with the capabilities needed first, then extend the platform with additional rails, channels, and servicing workflows as demand grows.
Built for staged delivery
Launch with a focused scope. Extend the platform without replatforming.
BankingLab supports phased delivery across accounts, onboarding, payments, cards, and digital channels, so teams can go live with the right launch scope and expand on the same operating foundation.
EUR 67B+ processed across BankingLab during 2025
18M+ transactions handled during 2025
13+ fintechs and banks using BankingLab Core
In scope
Included in this capability
- Real-time detection of high-risk, anonymized, or foreign IPs.
- Device and IP clustering to catch coordinated multi-account attacks.
- Automatic step-up authentication triggers based on location shifts.
Operating fit
Operating highlights
Operating point
Pre-emptively locks down compromised credentials.
Operating point
Enriches compliance cases with physical presence context.
Capability map
Adjacent capabilities
Next step
Discuss the module mix, launch sequence, and service support for your rollout.
BankingLab combines modular software with white-label service coverage, so the right answer is rarely one feature alone. Start with launch-critical scope, then expand into adjacent rails, channels, products, or servicing capabilities as the proposition grows.