Issuing Capability

Apple Pay and Google Pay enabled

Empower cardholders to pay immediately at the point of sale with frictionless mobile wallet integrations.

Modular delivery. Launch with the capabilities needed first, then extend the platform with additional rails, channels, and servicing workflows as demand grows.
OperationsPlatformWorkflow

Built for staged delivery

Launch with a focused scope. Extend the platform without replatforming.

BankingLab supports phased delivery across accounts, onboarding, payments, cards, and digital channels, so teams can go live with the right launch scope and expand on the same operating foundation.

EUR 67B+ processed across BankingLab during 2025
18M+ transactions handled during 2025
13+ fintechs and banks using BankingLab Core

Overview

Overview

Out-of-the-box support for Apple Pay and Google Pay tokenization allows customers to link their cards directly to their mobile wallets.

This capability ensures top-tier security through network tokenization without sacrificing customer convenience.

In scope

Included in this capability

  • Instant push provisioning from your banking app to mobile wallets.
  • Live lifecycle management of digital tokens (suspend, resume, delete).
  • Network-compliant tokenization ensuring maximum security.

Operating fit

Operating highlights

Operating point

Drives card activation rates and transaction volume.

Operating point

Removes physical card delivery bottlenecks.

Related services

Related pages

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Platform overview

See how the full platform is grouped into modules, operating layers, and delivery signals.

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Banking services

Add white-label operational support around onboarding, issuing, payments, FX, and acquiring.

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Capability map

Adjacent capabilities

Next step

Discuss the module mix, launch sequence, and service support for your rollout.

BankingLab combines modular software with white-label service coverage, so the right answer is rarely one feature alone. Start with launch-critical scope, then expand into adjacent rails, channels, products, or servicing capabilities as the proposition grows.