Product Capability

Card offering for retail and businesses

Manage segmented consumer and corporate card portfolios with precise billing, controls, and hierarchical limits.

Modular delivery. Launch with the capabilities needed first, then extend the platform with additional rails, channels, and servicing workflows as demand grows.
OperationsPlatformWorkflow

Built for staged delivery

Launch with a focused scope. Extend the platform without replatforming.

BankingLab supports phased delivery across accounts, onboarding, payments, cards, and digital channels, so teams can go live with the right launch scope and expand on the same operating foundation.

EUR 67B+ processed across BankingLab during 2025
18M+ transactions handled during 2025
13+ fintechs and banks using BankingLab Core

Overview

Overview

Distinct parameterization allows financial institutions to run multi-tiered consumer portfolios alongside corporate card fleets on a single backend.

Enable corporate customers to distribute limits down to individual employee cards in real-time.

In scope

Included in this capability

  • Hierarchical limit management for business sub-cards.
  • Bespoke merchant category controls by segment.
  • Custom billing cycles and reporting for corporate reconciliation.

Operating fit

Operating highlights

Operating point

Flexibility to serve varied audiences without duplicating infrastructure.

Operating point

Improves spend visibility for commercial clients.

Related services

Related pages

Related page

Platform overview

See how the full platform is grouped into modules, operating layers, and delivery signals.

Open page

Related page

Banking services

Add white-label operational support around onboarding, issuing, payments, FX, and acquiring.

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Capability map

Adjacent capabilities

Next step

Discuss the module mix, launch sequence, and service support for your rollout.

BankingLab combines modular software with white-label service coverage, so the right answer is rarely one feature alone. Start with launch-critical scope, then expand into adjacent rails, channels, products, or servicing capabilities as the proposition grows.