Issuing Capability

Plastic and virtual cards supported

Deploy an adaptable card program featuring on-demand virtual cards and fully customized physical plastics.

Modular delivery. Launch with the capabilities needed first, then extend the platform with additional rails, channels, and servicing workflows as demand grows.
OperationsPlatformWorkflow

Built for staged delivery

Launch with a focused scope. Extend the platform without replatforming.

BankingLab supports phased delivery across accounts, onboarding, payments, cards, and digital channels, so teams can go live with the right launch scope and expand on the same operating foundation.

EUR 67B+ processed across BankingLab during 2025
18M+ transactions handled during 2025
13+ fintechs and banks using BankingLab Core

Overview

Overview

Support multiple operating models, from instant, single-use virtual card provisioning to bespoke physical card manufacturing and fulfillment.

The platform coordinates embossing, printing, and digital delivery effortlessly.

In scope

Included in this capability

  • Instant issuance of virtual PANs for immediate spending.
  • Fully coordinated logistics and fulfillment for physical cards.
  • Dynamic spending limits and per-card category controls.

Operating fit

Operating highlights

Operating point

Accelerates onboarding and time-to-first-spend.

Operating point

Reduces risk through easily disposable virtual credentials.

Related services

Related pages

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Platform overview

See how the full platform is grouped into modules, operating layers, and delivery signals.

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Banking services

Add white-label operational support around onboarding, issuing, payments, FX, and acquiring.

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Capability map

Adjacent capabilities

Next step

Discuss the module mix, launch sequence, and service support for your rollout.

BankingLab combines modular software with white-label service coverage, so the right answer is rarely one feature alone. Start with launch-critical scope, then expand into adjacent rails, channels, products, or servicing capabilities as the proposition grows.